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Merchant Banks


To process credit card transactions over the Internet you first need to acquire a Merchant Account from a Merchant Bank. Although you may already have a merchant account for off-line trading you may need to acquire a another merchant account specifically for on-line trading. The following Banks all offer on-line merchant accounts / status. We recommend you shop-around to find the best deal as each Bank has it's own specific authorisation requirements and different transaction rates apply.

Bristol based InterWeb Design have included a short list of UK Merchant Banks for your convenience.
  

Natwests Streamline Merchant Services
With Natwest's Streamline Merchant Services you can accept all major credit, debit and charge cards, and their International Merchant Services Multi-currency platform offers merchants a range of trading and settlement currencies. Options to offer goods and services to customers in any one of up to 140 different currencies world-wide.

  

Barclays Merchant Services
Barclays Merchant Services offers a number of options for the processing of Internet transactions. These range from keying details into a 'stand alone' PDQ terminal, to the fully managed ePDQ service, providing on-line authorisation and payment directly to your bank account. BMS is happy to process Visa, Mastercard, Switch and JCB card transactions.

  

Lloyds TSB Cardnet Merchant Services
Cardnet is Lloyds TSB's multi card processing service offering a single solution for MasterCard, Eurocard, Visa, Switch and Solo transactions. Lloyd's preferred Payment Gateway is Secure Trading.

  

Bank of Scotland Merchant Services
The Bank of Scotland Merchant Services provides comprehensive facilities to retail and business customers. They accept and process: Visa, MasterCard, Switch and Switch Solo.

  

HSBC Merchant Services
Unfortunately we could not find any information on the HSBC web site related to HSBC Merchant Services. Hopefully HSBC have updated their site since our last visit.

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